COMING SOON — Marcus is an independent business, not affiliated with Goldman Sachs. Financial services are not yet available.
One app for your whole financial life

Money that moves
as fast as you do.

Payments, transfers, budgeting and cards — brought together in one clean, effortless app. Explore our upcoming product experience. Features shown are previews and are not currently available.

MARCUS
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A. MUSTERMANN12/29
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Salary — Demo GmbHToday · 09:14
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Café CentralToday · 08:02
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ÖBB RailYesterday
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Transfer to LenaYesterday
−€50.00
4Products, one app
~0sInstant demo transfers
30+Sample currencies
100%Fictional sample data

Everything, in one place

Four core tools designed to work together — so your money always makes sense.

Payments

Tap, scan or send. Pay bills and merchants in a couple of taps — illustrated here with sample flows.

Transfers

Move money to friends or across accounts instantly in the demo, with clear status at every step.

Budgeting

Automatic categories, limits and insights that show where your money actually goes.

Cards

A virtual and physical card concept with freeze, limits and per-purchase controls.

Monthly budget

Groceries · €240 / €300
Transport · €96 / €120
Eating out · €150 / €160

Budgets that keep themselves

Spending is sorted into categories automatically. Set a limit and the app shows how close you are — no spreadsheets, no guesswork.

  • Auto-categorised transactions
  • Soft limits and gentle nudges
  • Weekly and monthly summaries

Explore the preview experience

Explore the concept with fictional sample data. Nothing is real, nothing is processed — it’s a preview of the idea.

Preview account setup